Terms of Service
Last updated: January 1, 2025
1. Acceptance of Terms
By accessing or using Ewave's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.
2. Description of Services
Ewave provides a platform for sending, receiving, and storing stablecoins across Africa. Our services include:
- Stablecoin transfers and payments
- Currency conversion between stablecoins and local currencies
- Bill payments using stablecoins
- WhatsApp-based transaction services
- Digital wallet services
3. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Have the legal capacity to enter into a binding agreement
- Not be prohibited from using our services under applicable laws
- Provide accurate and complete registration information
4. Account Registration
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.
5. Prohibited Activities
You agree not to use our services for:
- Illegal activities, including money laundering or terrorist financing
- Fraudulent transactions or deceptive practices
- Violating any applicable laws or regulations
- Attempting to bypass security measures
- Interfering with the proper functioning of our platform
6. Fees and Charges
We may charge fees for certain transactions and services. All applicable fees will be disclosed before you complete a transaction. We reserve the right to modify our fee structure with prior notice.
7. Transaction Limits
We may impose limits on transaction amounts, frequency, or cumulative value. These limits may vary based on your verification level and applicable regulations.
8. Intellectual Property
All content, trademarks, and intellectual property on our platform are owned by Ewave or its licensors. You may not reproduce, distribute, or create derivative works without our express written consent.
9. Disclaimer of Warranties
Our services are provided "as is" without warranties of any kind. We do not guarantee uninterrupted access, error-free operation, or the accuracy of information on our platform.
10. Limitation of Liability
To the maximum extent permitted by law, Ewave shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
11. Indemnification
You agree to indemnify and hold Ewave harmless from any claims, losses, or damages arising from your violation of these terms or your use of our services.
12. Modifications to Terms
We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.
13. Governing Law
These terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.
14. Dispute Resolution
Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with Nigerian arbitration laws.
15. Contact Information
For questions about these Terms of Service, please contact us at:
- Email: legal@ewave.com
- Address: Lagos, Nigeria